Homeowner and contractor sorting out paperwork for roof with Indy Exterior Services.

Insurance Claim Terms: What Does Indemnity Mean In Roofing?

By John - June 18, 2024

Indemnity in terms of a roofing insurance claim refers to the principle of restoring the insured party to the same financial position they were in before the loss occurred, without allowing them to profit from the insurance claim. This means that the insurance company will compensate the policyholder for the actual cash value or the…

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Roof leak repair in Shelbyville, IN with Indy Exterior Services.

Does Homeowners Insurance Cover Roof Leaks?

By John - June 10, 2024

Understanding Your Homeowners Insurance Policy As a homeowner, one of the most important investments you’ll make is in your roof. A sturdy, well-maintained roof is the first line of defense when it comes to protecting your home from the elements. It also helps maintain your home’s structural integrity. However, even the best roofs can develop…

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What Is General Contractor’s Overhead and Profit?

By [email protected] - May 13, 2024

When dealing with roofing insurance claims, understanding the general contractor’s overhead and profit (often abbreviated as O&P) is particularly crucial, as it can significantly impact the total reimbursement from an insurance company following damage to your roof. Many of the restoration projects that we do at Indy Exterior Services involve O&P due to the complexity…

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Close up of a roof with blown off shingles in Indiana. Indy Exterior Services is the best storm damage roofing company in Shelbyville, IN.

What Should I Do If I Have Blown Off Shingles?

By [email protected] - April 25, 2024

Waking up the night after heavy storms to find that your roof has blown off shingles isn’t exactly the most enjoyable home ownership experience. Wind and storm damage are not just cosmetic issues – they can lead to serious interior damage and structural problems if not addressed promptly. Here’s a step-by-step guide for what to…

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Overhead view of roof with storm damage. Roof has been tarped.

What To Do When Your Roof Gets Damaged

By [email protected] - April 8, 2024

There are so many positives that come along with home ownership. But inevitably, there are going to be a few negatives. The Midwest is known for it’s sudden and often strong storms – and when your home is the victim, the aftermath can feel overwhelming. Whether the instigator is a spring thunderstorm or an unexpected…

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Hail damage to roof in Shelbyville, IN

How Does a Storm Damage Roofing Claim Work

By [email protected] - December 28, 2023

Most areas of the United States face the inevitable threat of severe storms at one type or another. In the Midwest, homeowners face a wide variety of weather challenges. The most common types of roof damage occur due to high winds, hail, or tornadoes. When Mother Nature gets rowdy, the unfortunate reality is that homeowners…

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New roof in Shelbyville, Indiana. Indy Exterior Services.

What to Ask Your Roofing Contractor

By [email protected] - December 6, 2023

When it comes to ensuring the longevity and durability of your home, a well-maintained roof is crucial. Whether you’re in need of a roofing replacement or seeking repairs, finding the right Shelbyville, Indiana roofer is essential. Let’s talk about the questions you should be asking your roofing contractor to make an informed decision and guarantee…

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New roof by Indy Exterior Services in Shelbyville, Indiana.

How to Choose a Roofing Contractor

By [email protected] - October 4, 2023

Your roof is one of the most critical components of your home. It protects keeps you and your family safe from the elements and protects your valuable belongings. When it comes to roofing repairs or replacements, choosing the right roofing contractor is a huge decision – and a decision that most homeowners only make 1-2…

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