How to Get Insurance to Pay for My Roof in Shelbyville, Indiana
A Straightforward Guide from a Local Roofing Company You Can Trust If you’re a homeowner in Shelbyville and you’ve recently had storm damage—or suspect your roof might be failing after a rough winter or heavy winds—you’re probably wondering:“Will my insurance cover this?”And more importantly:“How do I actually get them to pay for it?” At Indy…
Missing Shingles in Shelbyville? Here’s What You Need to Know
What to Do, What It Means, and When to Call a Roofer You Can Trust Spotted a few shingles in your yard after a storm? Or maybe you looked up at your roof and noticed a patch that looks a little… off? You’re not the only one. With all the wind we’ve had around Shelbyville…
What Shelbyville Homeowners Should Do After Heavy Wind and Rain Damage
A Local Roofer’s Guide to Protecting Your Home After the Storm Lately, Shelbyville’s been getting hit with some pretty rough weather—strong winds, heavy rain, and plenty of worried homeowners wondering what to do next. If you’re stepping outside and seeing shingles in the yard, damp spots on the ceiling, or siding flapping in the breeze,…
Does Insurance Cover Winter Roof Damage? What Indiana Homeowners Need to Know
Winter in Indiana isn’t exactly easy on roofs. Between heavy snow, ice dams, freezing temperatures, and high winds, your roof goes through a lot. By the time spring rolls around, you might notice leaks, missing shingles, or sagging gutters and wonder: “Will my homeowner’s insurance cover this?” The short answer? It depends. Some winter-related roof…
Fall Roof Check-Up: Protect Your Home from Summer Storm Damage
As the leaves start to fall and cooler temperatures roll in, it’s easy to overlook the condition of your roof. However, after a summer filled with wind, rain, and hail, now is the perfect time to schedule a roof inspection in Shelbyville. Fall is an ideal season for catching any damage that might have occurred…
Roofing Materials: Which is Best for Your Shelbyville Home?
Choosing the right roofing material can feel like a big decision. Here in Shelbyville, IN, where the weather can be unpredictable, it’s important to pick something that will stand up to the elements but also fits your budget and style. Let’s break down your options and explain why we at Indy Exterior Services often recommend…
Estimate The Cost Of A New Roof: A Guide for Shelbyville Homeowners
When it comes to maintaining and protecting your home, your roof plays a crucial role. But, how do you know when it’s time to replace your roof, and more importantly, how much will it cost? At Indy Exterior Services, we understand that budgeting for a new roof in Shelbyville can be a little scary. That’s…
Insurance Claim Terms: What Does Indemnity Mean In Roofing?
Indemnity in terms of a roofing insurance claim refers to the principle of restoring the insured party to the same financial position they were in before the loss occurred, without allowing them to profit from the insurance claim. This means that the insurance company will compensate the policyholder for the actual cash value or the…
Does Homeowners Insurance Cover Roof Leaks?
Understanding Your Homeowners Insurance Policy As a homeowner, one of the most important investments you’ll make is in your roof. A sturdy, well-maintained roof is the first line of defense when it comes to protecting your home from the elements. It also helps maintain your home’s structural integrity. However, even the best roofs can develop…
What Is General Contractor’s Overhead and Profit?
When dealing with roofing insurance claims, understanding the general contractor’s overhead and profit (often abbreviated as O&P) is particularly crucial, as it can significantly impact the total reimbursement from an insurance company following damage to your roof. Many of the restoration projects that we do at Indy Exterior Services involve O&P due to the complexity…