Honest Answers from Shelbyville’s Most Trusted Roofer
We get it—no one wakes up excited about getting a new roof. You’d probably rather spend that money on a vacation, a new truck, or literally anything else. But if your roof is starting to show its age, you’re probably asking yourself:
“Can I get by with a repair, or is it time for a full replacement?”
At Indy Exterior Services, we’re known for being straight shooters. If all you need is a simple fix, we’re not going to sell you a new roof you don’t need. But if it’s time for a full replacement, we’ll tell you that too—honestly, with no gimmicks.
Let’s break down when a repair makes sense, and when it’s time to bite the bullet and replace your roof.
When a Roof Repair is Enough
Not every roofing issue means you need a whole new roof. Sometimes, a small fix is all you need to keep things watertight and extend your roof’s life.
A repair might be the best option if:
- The damage is small and isolated (a few missing or cracked shingles, a minor leak).
- Your roof is still in good overall condition and has a few solid years left.
- The problem is with flashing, vents, or seals—these can often be fixed without replacing the whole roof.
- You’re not ready for the full investment yet, and a repair can safely buy you some time.
✅ Example: A storm knocked a few shingles loose, or you’ve got a small leak around your chimney. We can fix that up quickly and affordably, no problem.
A good rule of thumb? If the repair costs less than 30% of a full replacement, it’s worth fixing. Anything more than that, and you might be better off replacing the whole thing.
When It’s Time to Replace Your Roof
Now, let’s talk about when a roof repair just won’t cut it. If your roof is at the end of its lifespan or has major damage, throwing money at repairs is like patching a sinking boat.
🔹 You might need a full roof replacement if:
- Your roof is 20+ years old and starting to fail.
- You’re constantly dealing with leaks (one repair after another = throwing money away).
- You have major storm damage (large sections of missing shingles, hail damage, sagging).
- Your shingles are curling, cracked, or worn down (aka, they’re no longer doing their job).
- There’s visible sagging or soft spots in your roof (this is serious—call us ASAP).
🚩 Biggest red flag? If you have leaks in multiple places. Once your roof starts failing in several areas, a repair won’t cut it—you need a new roof before water damage gets inside your home.
How Much Does a New Roof Cost in Shelbyville?
We’re not here to sugarcoat things—a new roof is a big investment. But waiting too long to replace a failing roof can lead to way more expensive problems (like interior water damage, mold, or structural issues).
For most homes in Shelbyville, Indiana, an asphalt shingle roof replacement costs between $7,000 and $15,000, depending on:
✔ Size of your roof
✔ Type of shingles (basic vs. architectural)
✔ Labor & complexity of installation
✔ Whether we need to remove multiple old layers
🔹 Want a more detailed breakdown? Check out our page on How Much a New Roof Costs in Shelbyville
Can Insurance Cover a New Roof in Shelbyville, Indiana?
Good news—if your roof has storm damage, insurance may pay for a full replacement. Homeowners often think they’re stuck paying out of pocket, but if your roof was hit by hail, wind, or severe weather, you might be covered.
We help homeowners:
✔ Inspect for storm damage (sometimes you can’t see it from the ground).
✔ Document the damage properly for insurance claims.
✔ Work with adjusters to get claims approved.
Not sure if your roof qualifies? Call us for a free inspection. We’ll give you an honest answer—no pressure, no nonsense.
So, Should You Repair or Replace Your Roof?
Here’s the bottom line:
💰 If your roof has minor damage, a repair can save you money and buy you more time.
🏡 If your roof is past its prime, has major leaks, or keeps needing repairs, a replacement is the smarter move.
And if you’re still not sure—just call us. We’ll come out, take a look, and give you an honest assessment. No pressure, no hard sales pitch, just the straight truth.
Call Shelbyville’s Most Trusted Roofer for an Honest Opinion
At Indy Exterior Services, we’re not about selling you something you don’t need. We’re about keeping your home protected with the right solution—whether that’s a simple repair or a full replacement.
📞 Call us today for a free roof inspection & quote!
📍 Proudly serving Shelbyville, Indiana & surrounding areas
Honest answers, quality work, and no gimmicks—because that’s just how we do things.